The Importance of Northern Virginia Homeowners Insurance
Your home, and everything in it, are what you and your loved ones value and cherish. They should
be protected and secured from any possible circumstances that can arise, such as floods,
hurricanes, house fires, and theft. Having an extensive homeowners insurance policy from R.H.
Nicholson & Company will provide your home and belongings with the financial protection you need
to cover any costs of replacements, repairs, liability coverage and much more.
What Does Homeowners Insurance Cover?
Most policies cover the house, garage, and other structures on your property, along with
possessions inside your home, including furniture, appliances, electronics, and clothing. The
extent to which your policy will cover these depends on the amount of coverage you choose to
purchase. The broadest coverage comes from our all-risk policy, covering your home and property
from most perils that may occur, excluding flood and earthquake damage, which are separate
policies that can be purchased.
Additional Homeowners Insurance Coverage
Loss of Use
A loss of use provision in a given policy provides reimbursement for homeowners that must live
elsewhere for the duration of their home’s restoration, in the case of a disaster that forces
them out of their home.
Liability coverage
Liability coverage involves covering the homeowner from a third-party’s injury or property damage
within their home, such as a guest slipping and hurting themselves due to slippery floor in
one’s home.
Stay Protected With Northern Virginia Homeowners Insurance
A homeowner’s insurance policy from R.H. Nicholson & Company will protect you from any accident
inside or disaster outside your home, and ensure that you can recover in the best state
possible. Let our experienced homeowner’s insurance agents help you obtain a policy that meets
each of your needs. Contact us at (703) 261-6100 to speak with homeowners insurance experts
today.
